Legal Statement

Papo Wealth Capital (Registration No. 2024/267401/07) (“Papo Wealth Capita”, “we”, “our” or “the Company”) is a privately held South African investment holding company. The Company is established to hold and accumulate digital assets (cryptocurrencies and related tokens) for the long-term creation of value.

Our investment approach is disciplined, and we do not engage in frequent, speculative trading of digital assets. Instead, we adopt a Dollar-Cost Averaging (“DCA”) methodology — committing to periodic contributions into selected digital assets at regular intervals — thereby reducing timing-risk and market-chasing behaviour, and steadily building our digital asset portfolio over time.

PWC is not offering financial advisory services, intermediary services or a collective investment scheme (“CIS”) to the public in South Africa. No portion of the Company’s activities is intended to constitute the marketing, distribution, or pooling of funds from the public as an investment vehicle in which members of the public participate (or which is offered as a unit trust or similar vehicle). Accordingly, we intend to operate within the holding-company framework, rather than as a regulated CIS manager or fund-operator under the Financial Sector Conduct Authority (“FSCA”) or under the Collective Investment Schemes Control Act 45 of 2002 (CISCA) or the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS).

Key Disclaimers and Policies

• The Company’s capital is provided by its shareholders, not by issuing units to the public for collective investment.
• The Company does not solicit or accept funds from the public for the purpose of investing on their behalf as a pooled investment vehicle.
• The Company does not provide discretionary investment management or financial advice to third-party investors for remuneration, thereby avoiding registration as a financial services provider (FSP) under FAIS.
• Investment activities are carried out on the Company’s own account, for its own shareholders, and are not marketed as a public investment product.
• The Company complies with applicable laws, including the Financial Sector Regulation Act 9 of 2017 (FSR Act) and FSCA requirements, including AML/CTF, corporate governance, and market conduct rules.
• The Company expressly disclaims any guarantee of returns; investments in digital assets remain speculative and subject to market volatility.
• The Company may amend its investment strategy, subject to board approval, and will notify shareholders of material changes.

Acknowledgement

By acquiring shares in Papo Wealth Capital, each shareholder acknowledges and accepts the foregoing investment strategy, risk factors, and that this is not a regulated collective investment scheme. Shareholders invest for the long-term alongside the Company rather than in a public investment product.

Governing Law

This statement is governed by the laws of the Republic of South Africa, and the competent courts therein shall have jurisdiction.